
Kraft Heinz is proud to introduce voluntary Universal Life Insurance with Long-Term Care Benefits.
Eligible new hires ages 18-64 may enroll with Guaranteed Approval when they enroll within 45 days from their date of hire. Employees ages 65-75, those enrolling above the Guaranteed Approval coverage limits or those enrolling outside of the initial eligibility window may enroll any time with full underwriting.
This benefit requires consultant assistance to enroll. Our ACSIA Partners Consultants are available to provide education, answer questions, review plan designs and walk you through the application. Fill out the form to the right and a consultant will reach out to you within 24-48 hours.
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Advantages of the Special Enrollment
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.
Guaranteed Approval
Guaranteed Approval is available to new full-time employees ages 18-64 working 20+ hours per week when they enroll within 45 days from their date of hire (policy limits may apply). Employees ages 65-75, those enrolling above the Guaranteed Approval coverage limits or those enrolling outside the initial eligibility window must answer health questions before coverage is issued.
Sample Monthly Rates
Refer to the below for sample monthly rates for Life Insurance + Long-Term Care. A 45 year old non-smoker can get $25,000 in coverage for $33.47 a month. This provides you $1,000 a month in professional Long-Term Care benefits for up to 25 months, plus permanent life insurance.
The same 45 year old can get $75,000 in coverage for $88.37 a month. This provides you $3,000 a month in professional Long-Term Care benefits for up to 25 months, plus permanent life insurance. Smoker rates will be higher.
*The rate amount will vary based on age, tobacco status and coverage selections. Please speak with an ACSIA Partners Long-Term Care specialist for exact quotes.
1 Monthly Professional Long-Term Care = 4% of death benefit